(global-set-key [insertchar] 'overwrite-mode)
(global-set-key [?\C-x ?\C-n] 'skel-create-file)
(global-set-key [?\C-x ?4 ?n] 'skel-create-file-other-window)
(global-set-key [insertchar] 'overwrite-mode)
(global-set-key [?\C-x ?\C-n] 'skel-create-file)
(global-set-key [?\C-x ?4 ?n] 'skel-create-file-other-window)