Or
.BR $DISORDER_USERCONFIG ,
if that's set; else
-.BR $DISORDER_HOME/passwd .
+.BR $DISORDER_HOME/passwd ;
+overridden by
+.B \-u
+.RB ( \-\-user-config )
+command-line option.
Per-user client configuration.
Optional but if it exists must be readable only by the relevant user.
Would normally contain a \fBpassword\fR directive.